Secure your car with a $0 down auto loan.

Get your next car without breaking the bank. At the same time, enjoy personalized service and partner with a community-centered organization. Through the Elevations Graduation Program1, members can get pre-qualified for a $0 down auto loan—even without a credit history.

This program is valid for up to 24 months after graduating from a college or technical school.


Or see requirements.

Your no-cost financial consultation can include takeaways like:

  • Ideas to reduce fees, increase savings and better manage your money
  • A plan to achieve your short-term and long-term financial goals
  • Advice on your financial situation and answers to your questions
  • A budget plan for holidays, trips and special occasions

An Elevations auto loan features:

  • $0 down payment up to 100% retail value (through the Elevations Graduation Program1)
  • A simple online application
  • Instant approval if qualified
  • Flexible term options
  • Loans available for new and used vehicles, from a dealership or private party
  • Powerful tools like AutoSMART* or our auto loan calculator

What you’ll need to apply:

  • A copy of your diploma (or a letter from the Registrar’s Office/copy of your transcript confirming your graduation date)
  • A signed job offer letter that includes salary information (or your most recent paystub)
  • Your current driver’s license, state ID card or passport
  • Your Social Security Number

An Elevations auto loan features:
  • $0 down payment up to 100% retail value (through the Elevations Graduation Program*)
  • A simple online application
  • Instant approval if qualified
  • Flexible term options
  • Loans available for new and used vehicles, from a dealership or private party
  • Powerful tools like AutoTrek* or AutoSMART* or our auto loan calculator

What you’ll need to apply:
  • A copy of your diploma (or a letter from the Registrar’s Office/copy of your transcript confirming your graduation date)
  • A signed job offer letter that includes salary information (or your most recent paystub)
  • Your current driver’s license, state ID card or passport
  • Your Social Security Number

Let’s get you on the road to success

Use this opportunity to upgrade your transportation and establish your credit. Whether you have your eye on a sleek sedan, a reliable SUV, or a sporty convertible, we’re here to help.




Elevations Credit Card

Build credit with up to a $2,500 credit limit

Thinking of establishing or building credit? Our graduation program can help with that, too.

  • Start with a credit limit up to $2,500
  • Enjoy an introductory APR†
  • Free, easy online application
  • No annual fee
  • No credit score or established credit history required

Questions?

We’re here to help.

*Links to a third-party site.

1Membership required. The Elevations Graduation Program is designed to assist members that have recently graduated (up to 24 months) from a college or technical school and may or may not already have established credit. Some applications may require a cosigner for loan approval. Maximum DTI and income requirements will apply. For an auto loan, maximum loan to value equals 100% of J.D. Power retail value or 100% MSRP. A copy of your transcript confirming your graduation date can also be used to qualify if you have not yet graduated. Other restrictions apply and all applicants are subject to underwriting and approval. This offer is limited to the person associated with this email address, requires proof of identity, cannot be combined with any other offer, and cannot be accepted by or with another person, unless a co-signer is required. If you request a loan but no longer meet the criteria that was used to select you for this offer, you may not qualify for the terms above. Terms and conditions are subject to change.

†Annual Percentage Rate. Offers of credit are subject to membership requirements and credit approval. All credit union loan programs, rates, promotions, terms and conditions subject to change without notice. The introductory Annual Percentage Rate (APR) will continue for thirteen billing cycles. After the introductory period, your available APR will apply, depending on creditworthiness, and will be applied to any remaining balance, purchases and balance transfers. Please see the Elevations Visa Application and Solicitation Disclosure (PDF).

© Elevations Credit Union. All Rights Reserved. Routing #307074580. NMLS #717246.

Equal Housing Opportunity    NCUA Logo     Co-Op Shared Branching

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.