$5 one-time membership fee and eligibility required at account opening.
*Go Buffs® Visa® Signature Rewards Credit Card: “BUFFs” and “Sko Buffs” are official trademarks of the University of Colorado and are being used under license. Rewards: Elevations Rewards are subject to program rules and subject to change at any time without notice. 2% cashback only applicable for the following MCCS: Fuel (5541/5542), Restaurants (5812), Telecommunications (4814), Cable, Satellite Pay, Streaming TV/Radio Services (4899). 3% cashback applicable only for CU merchants (CU Buffs® merchandise @ Fanatics.com, Buffs® Team Store, CU Book Store (Boulder only), Ticket sales via cubuffs.com, In-game/event concessions, Buff Club donations). Transaction Codes are determined by the merchant and the percentage of reward points earned is based strictly on the merchant code provided by the business. Bonus points: This bonus offer is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify and receive bonus, you must make Purchases totaling $2,000 or more during the first 90 days from account opening. "Purchases" for bonus offer are classified as a purchase made of goods or services and do not include cash-like transactions such as money orders, cash advances, balance transfer checks to access your account or any gaming, gambling, or betting transactions. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Unredeemed points expire three years from accrual date. APR: Annual Percentage Rate. Intro APR: Annual Percentage Rate. Offers of credit are subject to membership requirements and credit approval. All credit union loan programs, rates, promotions, terms and conditions subject to change without notice. The 0% introductory Annual Percentage Rate (APR) will continue for thirteen billing cycles. After the introductory period, your assigned APR will apply, depending on creditworthiness, and will be applied to purchases and balance transfers. Current range of rates is 18.99% to 21.00%. For balance transfers a fee of 5% will apply, up to a maximum of $200. Please see the Elevations Visa Application and Solicitation Disclosure (PDF). Annual fee: An annual fee of $49 will be charged to the loan during the month following opening of the loan, and goes directly to supporting student-athletes. It will be posted annually thereafter on the anniversary date. The annual fee is nonrefundable even if the Account is closed for any reason by either you or us, and the fee is a condition of maintaining the Account whether or not you use the Account by making Purchases or receiving Cash Advances.
**Visa® Signature Cash Rewards Credit Card: Rewards: Elevations Rewards are subject to program rules and subject to change at any time without notice. Bonus points: You will receive 20,000 bonus points with this bonus offer, which can be redeemed for $200 cash back. To qualify and receive your bonus, you must make Purchases totaling $1,000 or more during the first 90 days from account opening. This bonus offer is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. (Purchases are classified as purchases for goods or services and do not include cash-like transactions such as money orders, cash advances, balance transfer checks to access your account or any gaming, gambling, or betting transactions.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Unredeemed points expire three years from accrual date. APR: Annual Percentage Rate. Intro APR: Annual Percentage Rate. Offers of credit are subject to membership requirements and credit approval. All credit union loan programs, rates, promotions, terms and conditions subject to change without notice. The 0% introductory Annual Percentage Rate (APR) will continue for thirteen billing cycles. After the introductory period, your assigned APR will apply, depending on creditworthiness, and will be applied to purchases and balance transfers. Current range of rates is 18.99% to 21.00%. For balance transfers a fee of 3% will apply, up to a maximum of $200. Please see the Elevations Visa Application and Solicitation Disclosure (PDF).
1Elevations Foundation, DBA Local Change Foundation, is an independent 501(c)3 nonprofit.
2Zero Liability. Covers U.S. issued cards only. Does not apply to ATM transactions, PIN transactions not processed by Visa, HSA debit card transactions or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history.
3Visa Concierge. Elevations Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.
4Purchase Protection. You must notify Elevations Credit Union immediately of any unauthorized use. Transaction(s) must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer.
5Visa® Signature Travel Rewards Credit Card: Rewards: Elevations Rewards are subject to program rules and subject to change at any time without notice. Bonus Points: You will receive 25,000 bonus points with the Visa Signature Travel Rewards Credit Card. To qualify and receive your bonus, you must make Purchases totaling $1,000 or more during the first 90 days from account opening. This bonus offer is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. (Purchases are classified as purchases for goods or services and do not include cash-like transactions such as money orders, cash advances, balance transfer checks to access your account or any gaming, gambling, or betting transactions.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Unredeemed points expire three years from accrual date. APR: Annual Percentage Rate. Intro APR: Annual Percentage Rate. Offers of credit are subject to membership requirements and credit approval. All credit union loan programs, rates, promotions, terms and conditions subject to change without notice. The 0% introductory Annual Percentage Rate (APR) will continue for thirteen billing cycles. After the introductory period, your assigned APR will apply, depending on creditworthiness, and will be applied to purchases and balance transfers. Current range of rates is 18.99% to 21.00%. For balance transfers a fee of 3% will apply, up to a maximum of $200. Please see the Elevations Visa Application and Solicitation Disclosure (PDF).
6Visa® Rewards Credit Card: Rewards: Elevations Rewards are subject to program rules and subject to change at any time without notice. APR: Annual Percentage Rate. Intro APR: Annual Percentage Rate. Offers of credit are subject to membership requirements and credit approval. All credit union loan programs, rates, promotions, terms and conditions subject to change without notice. The 0% introductory Annual Percentage Rate (APR) will continue for thirteen billing cycles. After the introductory period, your assigned APR will apply, depending on creditworthiness, and will be applied to purchases and balance transfers. Current range of rates is 16.24% to 21.00%. For balance transfers a fee of 3% will apply, up to a maximum of $200. Please see the Elevations Visa Application and Solicitation Disclosure (PDF).
7Visa® Credit Card: APR: Annual Percentage Rate. Intro APR: Annual Percentage Rate. Offers of credit are subject to membership requirements and credit approval. All credit union loan programs, rates, promotions, terms and conditions subject to change without notice. The 0% introductory Annual Percentage Rate (APR) will continue for thirteen billing cycles. After the introductory period, your assigned APR will apply, depending on creditworthiness, and will be applied to purchases and balance transfers. Current range of rates is 12.49% to 21.00%. For balance transfers a fee of 3% will apply, up to a maximum of $200. Please see the Elevations Visa Application and Solicitation Disclosure (PDF).
