Kick off free checking with $350.*

Streamline your daily banking with a free Elevations Checking Account, featuring $0 minimum deposit, $0 monthly fee and an easy online application to make everyday banking simple.



Three easy steps to receive your bonus

  1. Open a checking account with the code “ECU350” and complete these steps within 90 days:
  2. Enroll in online banking.
  3. Set up direct deposit with at least $500 per month for two months**.

An Elevations Checking Account features:

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$0 minimum deposit & $0 monthly fee

Bank daily with no hidden fees.

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Seamless and free digital banking app

Manage your account from anywhere.

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A contactless and free debit card

Add it to your mobile wallet and tap to pay.

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Nationwide access to your funds

Bank conveniently through the CO-OP network.

Plus, your one-time $5 membership fee is donated to Local Change Foundation1 to support scholarships and community grants.

Simplify daily banking and expand your community

When you open an Elevations Checking Account, you gain access to financial products and services designed for Coloradans, exclusive member benefits, community connections and much more.

Membership eligibility and one-time $5 membership fee required at account opening.

*Checking cash bonus is not available to existing members, Elevations Credit Union employees, Elevations Board Members, or consumers who have been closed with a negative balance. Limit one offer per New Membership and checking account. Limit one bonus per household, per lifetime. To receive the cash bonus, open a new Elevations Free Checking, Buff One Checking or Dividend Checking account. Forever Buffs checking does not qualify for this offer. Member must have direct deposit(s) totaling $500 per month for two consecutive months following the open date of the account. Direct deposit must be new to Elevations Credit Union and must be payroll, pension, Social Security or other recurring government benefits. Member must log into online banking. All requirements must be met within 90 days of account opening. The cash bonus will be deposited into the new checking account within 30 days of the final qualifying requirement if the account opened is in good standing (i.e., is not overdrawn or at a zero balance). We reserve the right to substitute the bonus offered at any time with an item of similar value. Limited time bonus. The $350 cash bonus is considered interest and is subject to IRS and other tax reporting. The cash bonus can be revoked if the account is closed within twelve (12) months of opening date. Offer expires May 31, 2025. Offer is restricted to Colorado residents.

**Qualifying direct deposits: Qualifying deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension or government payments (such as Social Security).  Deposits that DO NOT QUALIFY are those through the Real-Time Payments (RTP) network, payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others, transfers from another Elevations deposit account, voided transactions, dividends, loan funding, adjustments, and micro-deposits (deposits typically less than $1 sent to your account to verify it is the correct account).

1Elevations Foundation, DBA Local Change Foundation, is an independent 501(c)3 nonprofit.

© Elevations Credit Union. All Rights Reserved. Routing #307074580. NMLS #717246.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.